The episode in which we ask ourselves: Why do we talk about weddings - but not about what happens when life doesn't go as planned? with Seraina Herold
- Julia Tatje
- Jun 3
- 2 min read
We plan weddings, real estate purchases, and careers down to the last detail - but when it comes to topics like prenuptial agreements, wills, or power of attorney, things suddenly go quiet. Why is that, anyway?
In this episode of Tax and the City, Julia Tatje speaks with Zurich-based attorney Seraina Herold about the very conversations that many people put off for too long - even though these are the very issues that can later determine their peace of mind, potential conflicts, or financial security.
The two discuss prenuptial agreements, statutory succession, international families, unmarried couples, and the often-underestimated connection between law, taxes, and personal relationships. They also explore why “the law will take care of it” is rarely the solution one would truly wish for.
Through personal stories, real-life cases, and surprisingly candid moments, it quickly becomes clear:
These topics have nothing to do with pessimism—but rather with responsibility, clarity, and freedom.
In this episode
Why prenuptial agreements are often misunderstood - and for whom they are particularly important
Intestate succession: What happens when there is no will
Why unmarried couples are often inadequately protected
International families and assets: legal and tax pitfalls
Common mistakes in estate and financial planning
Real-life cases - anonymized, but emotionally relatable
Why advance healthcare directives often are forgotten
How clarity within families can prevent conflicts
Why legal and tax matters should always be considered together
The conclusion
For married couples: The statutory matrimonial property regime does not automatically align with your personal circumstances. Anyone with assets, a business, or international income should make arrangements early on to determine what should apply in the event of an emergency.
For cohabiting couples: Without clear arrangements, a shared life can suddenly become very precarious from a legal standpoint. Especially in the event of death, situations often arise that no one anticipated.
For international families and high earners: Differing inheritance laws, tax implications, and asset structures make one-size-fits-all solutions practically impossible. Here, planning is needed instead of assumptions.
For everyone: Prenuptial agreements, wills, and advance directives aren’t romantic topics. But they provide exactly what most people truly long for: peace of mind, clarity, and security.
Host & Guest
Julia Tatje - Tax expert for individuals facing complex life situations. Founder of Taxum AG, a personal tax boutique in Zurich.
Seraina Herold - Attorney in Zurich and Chur, Partner at Baumgartner Mächler Rechtsanwälte AG
Together, Julia and Seraina discuss why legal planning has nothing to do with mistrust - but rather with taking responsibility for oneself and the people one loves.
Listen & Contact
Tax and the City Podcast on Spotify / Apple Podcasts / Youtube / Amazon Music
This podcast is for informational purposes only and does not constitute legal, tax, or financial advice. Always consult qualified professionals regarding your individual circumstances.
